How workers' comp is priced
Premium is set by payroll in each class code, adjusted by your experience mod where you have one, and audited against actual payroll at the end of the term.
Working in more than one state? Workers compensation is filed state by state, so the quote needs every state where you have employees.
What you'll need for a quote
Have this information ready for an accurate workers compensation quote.
Business Information
- •Legal business name and DBA
- •Business address and locations
- •Years in business
- •Federal tax ID (EIN)
- •Business entity type
Employee Information
- •Number of full-time employees
- •Number of part-time employees
- •Job classifications
- •Annual payroll by classification
- •Owner/officer payroll
- •Owner/officer inclusion or exclusion preference
Operations & Risk
- •Industry classification codes
- •Detailed description of operations
- •Safety programs in place
- •Subcontractor usage
- •Certificates of insurance from subs
Claims History
- •Experience modification rate (EMR)
- •Prior workers comp claims (5 years)
- •Current workers comp policy
- •Loss runs from current carrier
- •Certificates of insurance for subcontractors (if applicable)
- •Second Injury Fund questionnaire (if applicable)
Ready to quote your workers' comp?
Talk with our team about your payroll, class codes and experience mod.
Get your quote today
Choose the method that works best for you
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Frequently asked questions
Common questions about workers compensation insurance
Still have questions?
Call us at (504) 315-4536Availability, limits, and eligibility vary by carrier and state. Examples are educational and not a guarantee of coverage. Review your issued policy for terms, conditions, and exclusions.
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