How a commercial umbrella is rated
An umbrella is rated alongside the policies beneath it. Underwriters look at those underlying policies and their limits, the umbrella limit requested, your operations and revenue, and prior claims.
What you'll need for a quote
Have this information ready for the most accurate commercial umbrella quote.
Current Commercial Policies
- •General liability policy details and limits
- •Commercial auto policy details and limits
- •Other commercial policies (E&O, D&O, etc.)
- •Policy numbers and carriers
- •Current umbrella policy (if any)
Limits & Exposure
- •Umbrella limit requested
- •Number of business locations
- •Number of commercial vehicles
- •Annual revenue and employee count
Business Information
- •Industry and operations description
- •Contractual requirements for higher limits
- •Claims history (past 5 years)
- •Risk exposures and operations
Risk Factors
- •High-risk operations or products
- •Multiple locations or states
- •Large customer base or public access
- •Contractual liability exposures
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Frequently asked questions
Common questions about commercial umbrella insurance
Still have questions?
Call us at (504) 315-4536Availability, limits, and eligibility vary by carrier and state. Examples are educational and not a guarantee of coverage. Review your issued policy for terms, conditions, and exclusions.
Contact Us About Commercial Umbrella Insurance
Interested in getting a quote for commercial umbrella insurance? Fill out the form below.