Professional Liability Insurance
Protect your expertise.
Defend your reputation.
Errors & omissions coverage for professionals. Protection against claims of negligence, mistakes, and failure to deliver services.
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Essential for Professional Services
Professional liability insurance protects against claims of errors, omissions, and negligence. Many clients and licensing boards require proof of coverage. Without it, a single claim could devastate your professional practice.
Why professional liability matters
Even careful professionals face claims of errors and negligence. Professional liability insurance protects your business from financial losses, legal fees, and settlements arising from professional mistakes or failure to deliver promised services.
What's covered
Specialized protection for professional service providers.
Errors & omissions protection
Coverage for claims alleging negligence, mistakes, or failure to deliver promised services that result in financial harm to clients.
Legal defense & settlements
Protection for attorney fees, court costs, and settlement or judgment expenses, even if allegations are unfounded.
Malpractice coverage
Specialized protection for professional services providers against claims of inadequate work or professional misconduct.
Business credibility
Demonstrate professionalism and financial stability to clients, many of whom require proof of professional liability coverage.
What you'll need for a quote
Have this information ready for an accurate professional liability quote.
Professional Practice Details
- •Type of professional services
- •Professional licenses and certifications
- •Years in practice
- •Annual revenue from services
- •Number of professionals/employees
Client & Project Information
- •Types of clients served
- •Average project size
- •Contracts and service agreements
- •Geographic service area
- •Subcontractor usage
Coverage Requirements
- •Desired policy limits
- •Retroactive date needs
- •Tail coverage requirements
- •Contractual coverage requirements
Claims History
- •Prior E&O claims (10 years)
- •Current professional liability policy
- •Loss runs from current carrier
- •Any pending claims or potential claims
Ready to protect your practice?
Get a personalized professional liability quote from a Gulf Coast specialist.
Coverage options
Choose between claims-made or occurrence-based coverage.
Claims-made coverage
Coverage for claims made during the policy period. More affordable, requires tail coverage when changing carriers. Best for most professionals.
Occurrence-based coverage
Coverage for work performed during the policy period. Provides lifetime protection, no tail coverage needed. Best for long-tail liability exposure.
Get your quote today
Choose the method that works best for you
Online Quote
Fast turnaround on all online submissions
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Coverage, limits, discounts, and eligibility vary by carrier and state. Examples are educational and not a guarantee of coverage. Review your issued policy for terms, conditions, and exclusions.
Frequently asked questions
Common questions about professional liability insurance
Still have questions?
Call us at (504) 315-4536Contact Us About Professional Liability Insurance
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