How general liability is rated
General liability is rated on your operations and class of business, usually by revenue or payroll. Subcontracted work, the limits your contracts require, and prior claims also go into the quote.
Certificates & Contract Requirements
- Additional Insured endorsements
- Primary & Non-Contributory wording
- Waiver of Subrogation
What you'll need for a quote
Have this information ready for an accurate general liability quote.
Business Information
- •Legal business name
- •Business address
- •Years in business
- •Annual revenue
- •Number of employees
Operations & Risk
- •Detailed description of operations
- •Products or services offered
- •Work locations (on-site/off-site)
- •Any subcontractor usage
- •Safety programs in place
Contract Requirements
- •Limits your contracts require
- •Certificate holders
- •Insurance page of each contract
- •Additional insured requests
Claims History
- •Prior general liability claims (5 years)
- •Current GL policy details
- •Loss runs from current carrier
- •Any pending lawsuits
Ready to quote your general liability?
Talk with our team about your operations and contract requirements.
Get your quote today
Choose the method that works best for you
Industries we serve
Need higher limits across GL/Auto?
Consider a Commercial Umbrella policyFrequently asked questions
Common questions about general liability insurance
Still have questions?
Call us at (504) 315-4536Availability, limits, and eligibility vary by carrier and state. Examples are educational and not a guarantee of coverage. Review your issued policy for terms, conditions, and exclusions.