Gulf Region Insurance
HVAC Contractor Insurance

Insurance for HVAC Contractors

HVAC stacks several exposures other trades carry one at a time — brazing, rooftop work, refrigerant, and condensate water damage. We place the whole picture with carriers that write the trade.

  • Rooftop and brazing exposure placed
  • Same-day certificates of insurance
  • Installation floater for equipment in transit
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  • Progressive
  • LWCC
  • Amerisafe
  • + more

Since 2016

Serving the Gulf Coast

6 states

LA · TX · MS · AL · FL · NC

Industry risks

Understanding hvac contractor industry risks.

HVAC Contractor businesses face significant liability exposures. Understanding these risks is the first step to placing the right coverage.

Brazing and hot-work fires during installation
Falls from rooftop and elevated unit work
Refrigerant release and related pollution exposure
Condensate and drain-line water damage after install
Completed-operations claims on past installations
High-value equipment stolen in transit or before install
Seasonal crews scaling up during Gulf Coast summers

Services covered

What we cover.

Comprehensive coverage for the full range of hvac contractor services.

Residential HVAC
Commercial HVAC
Installation & Replacement
Service & Maintenance Contracts
Commercial Refrigeration
Ductwork & Sheet Metal
Rooftop Units
Controls & Automation
Indoor Air Quality

Related commercial coverage

Other lines we typically write for businesses in this industry.

Popular

Protection against third-party injury and property damage claims

Popular

Coverage for employee injuries and workplace accidents

Errors & omissions coverage for professional services

Popular

Protect your business buildings, equipment, and inventory

Contract bonds and employee dishonesty protection

Need help choosing the right coverage?

Our licensed insurance professionals can help you build a custom policy package for your business

FAQ

HVAC Contractor insurance, answered.

Service area

Licensed across the Gulf Coast.

Specialized hvac contractor insurance coverage throughout Louisiana, Texas, Mississippi, Alabama, Florida, and North Carolina.

LA
TX
MS
AL
FL
NC

We place HVAC contractors across the Gulf Coast with general liability, workers compensation, and installation coverage reviewed as one program rather than four disconnected policies.

Need to file a claim?

Here to help you through the claims process.

Mon–Fri · 7:30a–5:00p CT