How commercial property is rated.
Underwriters rate the building itself: its location, construction type, year built, roof age and updates, and fire protection such as sprinklers and alarms. Building and contents values and prior claims also go into the quote. On the Gulf Coast, wind exposure shapes which markets will quote.
What you'll need for a quote.
Have this information ready for an accurate commercial property quote.
Property Details
- •Property address and description
- •Building age and construction type
- •Square footage
- •Roof type and age
- •Number of stories
Business Operations
- •Type of business operations
- •Annual revenue
- •Hours of operation
- •Number of employees
- •Security and fire protection systems
Values & Deductibles
- •Building value
- •Contents and equipment value
- •Deductible preferences
Additional Information
- •Mortgage or lease details
- •Prior loss history (5 years)
- •Current property insurance
- •Any tenant occupancy
Ready to quote your commercial property?
Talk with our team about your buildings, contents and locations.
Get your quote today.
Choose the method that works best for you
Frequently asked questions.
Common questions about commercial property insurance
Still have questions?
Call us at (504) 315-4536Availability, limits, and eligibility vary by carrier and state. Examples are educational and not a guarantee of coverage. Review your issued policy for terms, conditions, and exclusions.