Last updated: June 2, 2026
These Terms of Service ("Terms") govern your access to and use of the websites, applications, portals, and services operated by Gulf Region Insurance ("we," "our," or "us"). By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, you may not access or use the services.
For purposes of these Terms, references to "we," "our," or "us" include Gulf Region Insurance and its affiliated companies, subsidiaries, and related brands that are under common ownership or control (collectively, "Affiliates").
Our services may include, without limitation:
All insurance products are subject to underwriting approval, carrier guidelines, and applicable state laws and regulations. Quotes provided through our services are estimates only and do not constitute binding coverage unless and until confirmed by the applicable carrier.
* Any example rates or premium figures shown on this website (including in FAQs, coverage examples, or illustrative scenarios) are estimates only and are provided for educational illustration purposes. Actual rates vary by risk profile, coverage selections, deductible choices, property characteristics, claims history, and individual carrier underwriting criteria.
Gulf Region Insurance is currently licensed to sell insurance in the following states: Louisiana, Texas, Mississippi, Alabama, Florida, and North Carolina. Services may not be available in all states, and coverage offerings vary by state and carrier.
Certain services may be delivered through proprietary or third-party technology platforms, including quoting engines, policy administration systems, analytics tools, or customer portals operated by us or our Affiliates. Your use of such platforms is subject to these Terms and any additional terms presented to you at the time of use.
We reserve the right to modify, suspend, or discontinue any platform or feature at any time without notice.
You agree to provide accurate, current, and complete information when submitting forms, requesting quotes, or using our services. Providing false, misleading, or incomplete information may result in denial of coverage, cancellation of a policy, or termination of access to services.
You represent that you are legally authorized to request insurance quotes, submit applications, and enter into agreements on behalf of yourself or any entity you represent.
If you create an account or are granted access credentials, you are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or security breach.
We are not responsible for losses arising from unauthorized access resulting from your failure to safeguard credentials.
Your use of our services is governed by our Privacy Policy, which explains how we collect, use, share, and safeguard personal information. By using our services, you consent to the data practices described in the Privacy Policy.
All content on our website and platforms, including text, graphics, logos, software, and design elements, is owned by or licensed to Gulf Region Insurance or its Affiliates and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal or internal business purposes only. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Our services may contain links to third-party websites or integrate third-party services. We do not control and are not responsible for the content, privacy practices, or terms of such third parties. Your use of third-party services is subject to their respective terms and policies.
This site uses Google Maps Platform APIs to provide address lookup and mapping functionality. Your use of any Google Maps features on this site is subject to Google’s Terms of Service, available at maps.google.com/maps/terms, and Google’s Privacy Policy.
By using our services and submitting information electronically, you consent to receive communications electronically and acknowledge that electronic records, signatures, and agreements have the same legal effect as written documents.
Our services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, availability, or suitability of the services or content, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Not Professional Insurance Advice. The content on this website — including FAQs, coverage descriptions, example scenarios, and educational articles — is provided for general informational and educational purposes only. It does not constitute professional insurance advice, a recommendation of any specific coverage, or a guarantee of insurability or pricing. Insurance needs vary by individual, property, and circumstance. You should consult a licensed insurance professional regarding your specific coverage requirements before making any insurance decisions.
To the maximum extent permitted by law, Gulf Region Insurance and its Affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of or inability to use the services, even if advised of the possibility of such damages.
Our total liability for any claim arising from the services shall not exceed the amount, if any, paid by you to us for the services giving rise to the claim.
You agree to indemnify, defend, and hold harmless Gulf Region Insurance and its Affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the services, violation of these Terms, or infringement of any rights of a third party.
We may suspend or terminate your access to the services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to our business or users.
These Terms are governed by the laws of the State of Louisiana, without regard to conflict of law principles. Any legal action arising under these Terms shall be brought exclusively in the state or federal courts located in Jefferson Parish, Louisiana.
We may update these Terms from time to time. Changes will be effective when posted, and continued use of the services after posting constitutes acceptance of the revised Terms.
If you have questions about these Terms, please contact us:
Gulf Region Insurance
433 Metairie Rd., Ste 315
Metairie, LA 70005
Phone: (504) 315-4536
Email: [email protected]