New Orleans, LA
Flood Insurance in New Orleans.
NFIP and private flood for Orleans Parish, a city where much of the ground sits at or below sea level. A separate policy from your homeowners.
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New Orleans
What shapes flood insurance in Orleans Parish.
A city built below sea level
Much of New Orleans sits at or below sea level, behind levees, floodwalls, and pump stations. A large share of Orleans Parish properties fall in FEMA-mapped Special Flood Hazard Areas, where flood insurance is required for federally backed mortgages.
Storm surge and rainfall, not just rivers
Local flooding comes from storm surge off Lake Pontchartrain and Gulf-connected channels, plus intense rainfall that overwhelms drainage.
Elevation is part of your rate
Elevation is one of the variables the NFIP rates on, and New Orleans's raised and historic homes vary widely. An elevation certificate can move the number meaningfully one way or the other.
What a quote needs
Flood Insurance in New Orleans.
What we'll typically ask for.
- Property address
- Elevation certificate, if you have one
- Foundation type
- Year built and square footage
- Current flood policy, if any
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FAQ
Flood Insurance in New Orleans, answered.
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