Personal Insurance Solutions

Homeowners Insurance

Homeowners Insurance is a specialized insurance product designed to protect your home, contents, and liability exposures.

We offer coverage for Primary, Secondary, and Coastal exposures. With no age restriction or caps on coverage limits we are your home for Personal lines insurance.

Coverage includes:

Property: Your Home, Contents Garage, Pool, Fence, Landscaping.

Loss of Use: Cost to maintain your standard of living in the event your home is unlivable.

Liability: Pays to defend you in court and compensates for judgments, legal expenses and medical costs when you are found liable for damages or injuries to others.

Optional: Equipment Breakdown, Id Theft, Jewelry, Golf Cart

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Auto

Enjoy the protection you need at a price you can afford. Auto insurance through GRI offers many coverage options and discounts. Getting a quote is quick and easy, call us today to see how much you can save.

Coverage for you and drivers on your policy:

Liability: At-fault repairs to vehicles you damage, Medical payments (Passengers and Other Drivers), Legal fees if your sued.

UM/UIM: Protects you if you’re in an accident caused by a driver without insurance or without enough insurance. Coverage includes medical expense and lost wages.

For your Car:

Collision: If you hit or get hit by another vehicle. Pays to repair or replace your vehicle regardless of whose fault.

Comprehensive: Protects your car if it is damaged by something other than collision. Examples are Flooding, Fire, Vandalism, Theft.

Towing: Pays to transport your vehicle to a nearby repair shop.

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Flood

Flooding is one the most common and costliest natural disasters in the United States. Flooding is excluded on Homeowners and Renters policies and needs to be purchased in addition.

We offer both Primary and Excess flood Insurance. Flood policies in a non flood zone can be purchased for as little as $450 for $250,000 in Building coverage and $100,000 in contents. Call us today to get a quote on your property. Coverage is available for Home Owners, Tenants, and Landlords.

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Renters

Many apartment buildings and landlords require tenants to carry renters insurance. Whether required to or not, renters insurance is a good coverage option for those who rent.

Coverage includes:

Contents: Your belongings, Your building improvements, Trailers

Loss of Use: Cost to maintain your standard of living in the event your home is unlivable.

Liability: Pays to defend you in court and compensates for judgments, legal expenses and medical costs when you are found liable for damages or injuries to others. Fire damage to your apartment is included in most policies.

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Watercraft / Boat

Boat insurance protects your vessel while cruising, fishing, or at the dock. We provide coverage for Jet Skis, Sailboats, Fishing boats, Mud Boats, and Yachts.

Coverage Highlights:

Hull Coverage: Provides protection if your vessel is damaged. Accidents happen, it is important to know you are properly covered. Valuation options include Replacement Cost, Agreed Value, and ACV.

Liability: Pays for damages to other watercraft and injuries to other boaters and passengers.

UB/UIB: Pays your medical bills and lost wages as a result of another boater hitting your vessel and causing injury.

Towing: Pays for Towing, Jump Starts, and Fuel Delivery if your boat is disabled on the water. A national dispatcher sends help your way without any out of pocket coast to you. Typical cost is $30/year.

Breakdown: Pays to repair or replace the lower unit of an outboard motor for mechanical breakdown, including wear and tear.

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Homeowners Insurance

Coverage includes:

Auto

For your Car:

Flood

Renters

Coverage includes:

Watercraft / Boat

Coverage Highlights:

Latest News

Coverage Provided In

Self Service