Construction Insurance

Focused on the Risks That Build Your Business

Construction powers growth in our economy

In the high-risk world of construction, every role—from general contractor to specialty trades—carries unique challenges. Gulf Region Insurance provides proactive, customized construction insurance and risk management solutions to protect your business, employees, and assets at every stage. We’re dedicated to helping you navigate an industry that is complex, competitive, and often high-stakes.

Coverage available in Louisiana, Mississippi, Alabama, Florida & Texas

Our services are designed for professionals and companies across the construction industry, including:

General Contractors: Comprehensive coverage for projects and operations
Subcontractors & Specialty Trade Contractors: Tailored solutions for high-risk specialties
Professional Construction Service Firms: Risk management that supports your reputation
Developers & Owners: Protection for investments and project assets

Typical Coverage

Our advisors work closely with you to design policies that protect your business against lawsuits, injuries, and operational risks. Key coverages include:

General Liability: Shields your organization from legal claims, including accidents and client property allegations.
Commercial Auto: Covers both long and short-haul transportation, property damage, and driver-related injury risks.
Workers’ Compensation: Provides coverage for employees who experience work-related injuries or illnesses.
Professional Liability: Protects against potential claims of errors, omissions, or negligence.
Environmental Insurance: Covers risks related to pollution and hazardous materials handling.
Inland Marine Exposures: Ensures tools, equipment, and materials are protected during transit or on job sites.
Builder’s Risk: Covers property losses from fire, water damage, and design or workmanship issues.
Marine Construction: Specialized coverage for projects near or on water.
Surety: Bond solutions that ensure performance, payment, and compliance with project requirements, supporting your credibility and contractual obligations.

Our Commitment to Your Success

From project bidding to completion, we’re by your side to find the right insurance and risk management solutions, helping you to:

Control premium rates and maintain your prequalification status by positively influencing your experience modification rate.
Minimize workers’ compensation claims costs and premium rates.
Meet performance, payment, and bonding requirements.
Protect against financial impacts from liability claims, ensuring robust coverage across general, commercial, professional, and site-specific liabilities.
Develop and maintain an employee benefits program that attracts and retains top talent.

With a specialized understanding of construction industry risks, Gulf Region Insurance is ready to partner with you to build a foundation for long-term success.

Connect with a Gulf Region Insurance construction specialist today to start protecting your business.

Submit an Application

Where to Start

Contact a GRI agent to start your comprehensive insurance review.

Kenny Taylor

Construction Associate

[email protected]
504-315-4536

Need Help?

Click on the link or give us a call, 504-315-4536.

Billing Questions (FAQs)

I finance my premium, who do I make payment to?
- Your first payment (Downpayment) is made to Gulf Region Ins. Your monthly instalments are made to the finance company.
When are invoices sent?
- Agency Billed invoices are sent with your quote and due prior to binding.
- Agency Billed Renewals are sent 1-2 business days after we receive your renewal quote from the carrier. All invoices are due prior to the renewal date.
Can I make partial payments?
- You may make partial payments. However, you must keep in mind that the full balance is due prior to your policies renewal or effective date.
Still have questions?
- Please give us a call at 504-315-4536